The Real Eastside

Lock or float? Start with the payment, not the forecast.

The 30-year is at 7.18%. Here's how to decide when to lock without pretending to know where rates go next.

Two weeks down. Here's what that's worth on a $1M house.

The 30-year slipped to 7.24%. Two down weeks start to look like a direction. Here's the monthly math, and what to do with it.

What a tenth of a point costs on a $1M house

The 30-year rate, the monthly math on a $1M Eastside purchase, and why a seller credit can beat a price cut.

The Real Eastside — Issue #01